Built for the Records That Outlast You.
Kintity is a zero-knowledge digital vault platform for individuals and families who need more than cloud storage. We built it because the records that matter most—financial accounts, insurance policies, identity documents, legal instruments, and private instructions—have no reliable home that survives their owner.
Financial records don’t survive their owners. They should.
When someone dies, their family is left guessing. Bank accounts sit dormant because nobody knew the branch. Insurance policies lapse because the renewal reminder went to an unmonitored inbox. Loan guarantors are blindsided. Property deeds are locked in filing cabinets whose location nobody knew. Nominee details are outdated by a decade.
This is not a rare edge case. This is the default experience for the vast majority of families in India and across the world. The systems that hold critical financial records—banks, insurers, registrars, employers—are optimised for the living. They have no coherent answer for continuity.
Kintity is a deliberate answer to that failure. It is a governed system for storing, organising, and releasing sensitive personal records to the right people, at the right time, with the right verification—regardless of geography or institutional friction.
We cannot read your vault. By design.
Kintity is built on a zero-knowledge architecture. Your vault records are encrypted entirely on your device before they are ever transmitted to our servers. We store only ciphertext—mathematically scrambled data that is meaningless without the encryption key that only you hold.
This is not a policy commitment or a promise. It is a technical constraint we deliberately built into the platform. Our servers never receive your plaintext. Our engineers cannot read your records. If our infrastructure were ever breached, attackers would find only encrypted bytes they cannot decrypt.
The release mechanism works the same way: beneficiaries receive encrypted payloads routed to them only after identity verification, and decryption happens on their device with keys released by your configured protocol—not by us.
The Kintity Guarantee
If Kintity received a government order demanding access to user vaults, the most we could hand over is encrypted ciphertext. Not because we chose to protect you in that moment—but because we architected a system that makes it impossible to do otherwise.
Five principles that govern every decision
Cryptographic Clarity
Security claims that cannot be independently verified are marketing. Every privacy and security property of Kintity is grounded in mathematics—client-side encryption using open standards, not server-side promises. Our encryption logic is open-source so that researchers, auditors, and users can verify it themselves.
Human-Readable Operations
Complex technology should produce simple outcomes. We obsess over making the operations of inheritance, beneficiary release, heartbeat monitoring, and vault management legible to real people—not just engineers. Every step of the release workflow is designed to be understood without reading a manual.
Calm Over Theatrical
The topic of death and continuity is inherently charged. We deliberately chose to build a product that feels calm, measured, and clear—not anxiety-inducing. Kintity should feel like a well-organised filing cabinet with a very sophisticated lock, not a surveillance dashboard.
Durable Trust
A platform designed to outlast its users must itself be built for durability. This shapes how we think about infrastructure, data escrow, corporate continuity planning, and our obligations to beneficiaries who may access the platform years after a user configured their vault.
Radical User Ownership
You own your data. We engineered that to be literally true, not a slogan. Your encryption key never leaves your device. We cannot read your vault. If you delete your account, your ciphertext is destroyed. This is not a privacy policy commitment—it is an architectural constraint we enforced on ourselves.
Kintity occupies a category that didn’t exist before
vs. Cloud Storage
Generic cloud storage offers no access controls on death, no beneficiary logic, no verifiability framework, and no encryption that the provider cannot reverse. It stores your files. It does not govern them.
vs. Password Managers
Password managers encrypt credentials for your own re-use. They are designed for one person, one session, continuous access. They are not built for continuity, inheritance, or releasing access to someone else upon a verified life event.
vs. Physical Lockers & Safe Deposit Boxes
Physical lockers depend on physical access—proximity, opening hours, institutional continuity. They cannot self-release. They cannot map specific records to specific beneficiaries. And they disappear when banks merge, relocate, or close.
vs. Estate Lawyers
Estate lawyers are essential for legally-binding testamentary instruments. They are not, however, the right home for your login credentials, insurance policy PDFs, or beneficiary-specific digital instructions. Kintity handles the records layer; the legal layer remains yours.
Families, founders, professionals, and operators
Our primary user is anyone who holds financial, legal, or identity records that someone else—a spouse, a parent, a child, a business partner—will need access to under specific conditions. This includes salaried professionals, self-employed individuals, business owners, NRIs managing assets across geographies, and families navigating multi-generational wealth.
We also build for operators: financial advisers who want to offer continuity assurance to their clients, corporate HR teams managing employee record continuity, and institutions that need auditable, encrypted document stores with access-controlled release logic.
Our Vision
The infrastructure layer for personal data continuity
We believe that in ten years, every significant financial record, identity document, and legal instrument a person holds should have a verified, encrypted, governable digital twin—available to the right people at the right time, automatically and irrevocably.
Kintity intends to be the platform that makes that possible. Not by replacing legal systems, banks, or advisers—but by providing the cryptographic connective tissue that makes personal records governable across the full span of a life and beyond.