Disclaimer

Kintity is a digital vault and continuity platform. Nothing on this platform, in our communications, or accessible through our services constitutes legal, financial, tax, accounting, investment, estate-planning, or medical advice of any kind.

You should not rely on any information provided through Kintity as a substitute for professional consultation with a qualified attorney, chartered accountant, financial adviser, or other licensed professional. Laws governing inheritance, estate distribution, taxation, and digital assets vary significantly by jurisdiction and individual circumstance.

The release workflows, trigger conditions, and beneficiary mappings available in Kintity are operational and technical in nature. They do not create legally binding obligations, testamentary instruments, or fiduciary relationships unless separately documented and validated by a qualified legal professional in your jurisdiction.

Kintity Softech Private Limited is a technology company. We are not a bank, non-banking financial company (NBFC), payment aggregator, insurance company, or regulated financial intermediary. We do not hold, move, or manage your money, securities, or financial instruments.

Records stored in your vault—including figures, account numbers, policy details, or loan documents—are private files encrypted and maintained by you. The storage of such information does not imply any regulatory coverage, guarantee of financial continuity, or liability on Kintity’s part toward third parties.

Kintity stores what you upload—encrypted, as you provide it. We do not verify, validate, cross-reference, or audit the accuracy, currency, or completeness of any record you store in your vault.

It is your sole responsibility to ensure that account numbers, policy IDs, beneficiary contact details, legal documents, asset descriptions, and all other records are accurate, up to date, and reflect your current circumstances. Kintity accepts no liability for decisions made by beneficiaries or third parties based on outdated, incomplete, or incorrect information in your vault.

We work to maintain high availability, but Kintity is a software service and may be periodically unavailable due to scheduled maintenance, infrastructure events, security updates, or circumstances beyond our control including force majeure events.

Kintity’s release workflows depend on internet connectivity, third-party identity verification services, and properly configured contact details. If any element in the release chain is unavailable or misconfigured at the time a release is triggered, delivery may be delayed. We recommend keeping beneficiary contact details current and periodically verifying your heartbeat settings.

No digital system—including Kintity—should be the sole repository for instructions or records that must be acted upon urgently. We strongly recommend maintaining physical backup copies of critical documents with trusted advisers.

Kintity is primarily designed and operated for users in India and is subject to Indian law, including the Information Technology Act, 2000 (as amended), the Digital Personal Data Protection Act, 2023, and any rules thereunder.

Access to and use of the Kintity platform from certain jurisdictions outside India may be restricted or may not conform to the laws of those jurisdictions. It is your responsibility to determine whether using Kintity is permissible under the laws applicable to you in your location. Kintity makes no representations that the platform is suitable or available for use in all geographies.

To protect beneficiaries and prevent fraudulent release claims, Kintity may employ third-party identity verification services during the release workflow. Kintity does not control the processes, timelines, data retention practices, or decisions of these third-party verification providers. Identity verification outcomes are provided to Kintity as pass/fail signals; underlying biometric or identity data is not stored by Kintity.

Delays in release caused by third-party verification providers, government identity system outages, or inability of a beneficiary to complete verification are not the liability of Kintity.

To the fullest extent permitted by applicable law, Kintity Softech Private Limited, its directors, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or exemplary damages arising from your use of, or inability to use, the platform—including but not limited to loss of data, delayed release of records, beneficiary disputes, or third-party claims.

Our aggregate liability to any user for any cause of action shall not exceed the total fees paid by that user to Kintity in the twelve months preceding the claim. This limitation applies even if Kintity has been advised of the possibility of such damages.

Nothing in this disclaimer limits liability for fraud, wilful misconduct, or any liability that cannot be excluded under applicable law.

We may update this disclaimer periodically to reflect changes in our services, legal landscape, or operational practices. Updates are effective upon posting to this page. Continued use of the Kintity platform after a revised disclaimer is posted constitutes acceptance of the updated terms.

If you have questions about any provision of this disclaimer, please contact us at legal@kintity.com before continuing to use the platform.